Unity Bank BharatPe Credit Card

Unlock endless possibilities with the Unity Bank BharatPe Credit Card! Enjoy lifetime free access, seamless auto-conversion EMIs, and uncapped rewards. Shop globally with RuPay's trusted network and advanced security. Every swipe is smarter, faster, and more rewarding! 💳✨

Key Product Features

Lifetime Free Credit Card

Zero Joining Fee ❌💰
Zero Renewal Fee ❌📆

Automated-EMI Conversion

Upon bill generation, your unpaid bill period spends get automatically converted to EMIs or billed in full, as per the following structure:

Bill Period Unpaid Spends	EMI Conversion
₹1 - ₹999	No conversion required; amount must be repaid in full.
₹1,000 - ₹9,999	3 EMIs
₹10,000 and above	Up to 12 EMIs (as per tenure preference)

Pay your bill before the due date and earn up to 2% Reward Points on EMI repayments. 🏆

Limitless Rewards on EMI Repayment

Earn up to 2% cashback in the form of Zillion Coins 🎁
Redeem your coins for bill payments or across Zillion partners (4 Coins = ₹1) 💳
No restrictions on merchant categories for earning rewards 🛍️

Rewards Structure:

Bill Period Unpaid Spends	Rewards
₹1 - ₹999	0%
₹1,000 - ₹9,999	1%
₹10,000 and above	2%

Your Zillion Coins will be credited to your linked Zillion account on the next billing date upon repayment of the billed EMIs.

📢 More spending = More rewards! 🎉

RuPay Common Lounge Access Programme

Enhance your travel experience with complimentary access to premium airport lounges 🌍✈️

2 Complimentary Lounge visits per calendar quarter at major domestic airports in India.
2 Complimentary Lounge visits per calendar year at 500+ international lounges worldwide.

📌 Important Note: Access to the RuPay Exclusive Lounge at Delhi IGI, T3 Domestic Departure is not available under this complimentary benefit.

🔗 Click here to view the list of participating lounges.
🔗 Click here for RuPay Lounge T&Cs.

Interest-Free Credit Period

Enjoy an Interest-Free Credit Period of up to 48 days from the date of purchase on your Unity Bank BharatPe Credit Card. 💳⏳

Fees & Charges

Lifetime Free: Zero Joining and Renewal Fee. 🎉
Auto EMI Interest Rate: 2% (Monthly, on reducing balance method). 📉

🔗 Click here to view detailed Unity Bank BharatPe Credit Card Fees & Charges.

Who is Eligible for the Credit Card?

For Salaried Individuals:

Nationality: Indian 🇮🇳
Age: 21 - 65 years ⏳
Income: Minimum ₹2.5 Lakhs per annum 💰

For Self-Employed Individuals:

Nationality: Indian 🇮🇳
Age: 21 - 65 years ⏳
Income: Minimum ₹5 Lakhs ITR filing per annum 📄

FAQs:

❓ What is the Unity Bank BharatPe Credit Card?

The Unity Bank BharatPe Credit Card is a lifetime free credit card offering seamless auto-conversion EMIs, uncapped rewards, and global shopping with RuPay’s trusted network and security.

❓ How can I apply for the Unity Bank BharatPe Credit Card?

You can apply for the Unity Bank BharatPe Credit Card online via the bank’s official website or by visiting a branch. Click here to apply now!

❓ What are the key features of the Unity Bank BharatPe Credit Card?

Lifetime free – No joining or renewal fees 💳
Automated EMI conversion for easy repayments 💰
Up to 2% cashback in the form of Zillion Coins 🎁
Complimentary lounge access with RuPay ✈️
Interest-free credit period of up to 48 days ⏳

❓ What are the eligibility criteria for the Unity Bank BharatPe Credit Card?

For Salaried Individuals: Indian nationality, age 21-65 years, minimum annual income of ₹2.5 Lakhs.
For Self-Employed Individuals: Indian nationality, age 21-65 years, minimum ITR filing of ₹5 Lakhs per annum.

Experience a Smarter Way to Pay!
Get the Unity Bank BharatPe Credit Card today and unlock a world of benefits, rewards, and financial flexibility like never before! 🔥💳

🔗 Apply Now & Start Swiping Smartly! 🚀